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HHL Group, Inc. Newsletter for January 26, 2016

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Are you looking for ways to lower your 2015 personal income tax liability? The filing deadline for most individuals, including self-employed taxpayers, falls on April 18 this year. (People in Maine and Massachusetts have until April 19 due to Patriot’s Day observances.) So, there’s still time to consider making one (or more) of these money-saving elections on your 2015 federal income tax return.
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Studies show that many Americans aren’t setting aside enough money to make their retirement years secure. If you’re getting a late start, even contributing the maximum amount each year might not be enough. That’s why the IRS allows taxpayers age 50 and older to make additional “catch-up” contributions.
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No investment, including municipal bonds, is appropriate for every investor.  An example of bond features is that the interest income they bring is sometimes tax exempt, for certain taxes.  Before purchasing, consider their advantages and disadvantages to see if they are right for your portfolio.
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A living trust is one way to ensure your assets are distributed as you planned, after you are gone. While it has advantages over the use of a will — including the fact that it avoids probate — a living trust is not right in every case. Read on to get a better understanding of when a living trust is the right choice and also to learn when the drawbacks of this type of instrument are.
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Viacom names CEO Dauman as chair; Shari Redstone opposed
Reuters.com – Thu, 04 Feb 2016 18:00:32 GMT

Weak sales at Kohl’s, Ralph Lauren spark selloff in retailers
Reuters.com – Thu, 04 Feb 2016 17:46:48 GMT

Continental says five million vehicles worldwide may have faulty air bags
Reuters.com – Thu, 04 Feb 2016 17:45:44 GMT

Rising U.S. layoffs hint at ebbing labor market momentum
Reuters.com – Thu, 04 Feb 2016 17:40:18 GMT

Shkreli laughs off questions from lawmakers, calls them ‘imbeciles’
Reuters.com – Thu, 04 Feb 2016 17:20:39 GMT

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Our firm provides the information in this e-newsletter for general guidance only, and does not constitute the provision of legal advice, tax advice, accounting services, investment advice, or professional consulting of any kind. The information provided herein should not be used as a substitute for consultation with professional tax, accounting, legal, or other competent advisers. Before making any decision or taking any action, you should consult a professional adviser who has been provided with all pertinent facts relevant to your particular situation. Tax articles in this e-newsletter are not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding accuracy-related penalties that may be imposed on the taxpayer. The information is provided “as is,” with no assurance or guarantee of completeness, accuracy, or timeliness of the information, and without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability, and fitness for a particular purpose. 

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